Individual Retirement Account

Take control of your retirement, no matter where you are now.

Your Choices:

• Traditional IRAs may be a good choice if you are seeking a tax deduction now, your income is too high to be eligible for a Roth IRA, or expect to be in a lower tax bracket in retirement.
• Roth IRAs may be a good choice if you are seeking tax-free withdrawals in retirement, want to avoid required minimum distributions beginning at age 70 1/2, or feel you will be in the same or a higher tax bracket in retirement.

Individual Retirement Account (IRA) is one of the smartest, most tax-efficient ways to save for retirement:

• FDIC Insurance to protect deposited funds
• Access to no-load mutual funds include target date funds
• A variety of investment options (such as stocks, bonds, mutual funds, ETFs)
• Automated, monthly contributions from corresponding Customer 1st Savings and/or Checking accounts